How to Maximize Your Roof Insurance Claim After a Storm

When a storm hits your area and damages your roof, you won’t think twice about having it repaired immediately. As you try to contain the damage, make sure you call your insurance agent and document everything so you can present it to them as evidence. Also make sure you hire professionals from trusted roof repair and replacement companies such as Summit Roofing & Restoration, Inc. to get the job done.

To know more on how you can maximize your insurance claim, here’s what you need to do:

1. Contain and Mitigate 

When the storm passes and you see your roof is damaged, one of the first things you need to do is to make sure the problem doesn’t go from bad to worse. That means covering holes in your roof, windows, and walls to prevent most of the water from leaking through. 

Be careful when you use a ladder and be especially mindful of your safety as you check the roofing damage more closely. If you think this is too dangerous, don’t put yourself in harm’s way and call in the professionals to assess the situation instead.

2. Call Your Insurance Agent

As soon as possible, call your insurance agent to let them know about your roof damage. In response, your insurance company will send out an adjuster who will provide an assessment of what the roofing damage is and how much you’re covered for. But remember, the agent is working for the insurance company, so the assessment may not always be in your favor. Be sure to get at least two other repair or replacement estimates from trusted roof replacement contractors. And don’t forget to keep receipts on how much you spend on repairs, purchases, and construction.

3. Do a Proper Documentation

It’s always important to photograph and videotape the damage your roof has sustained. That would also mean taking pictures before you cover up the damage, but then it may be necessary if it means showing the full extent of the problem. Be sure to take notes or describe what you are videotaping as you film. While it’s true that just pictures would suffice, an actual video along with a short description can sometimes make a bigger difference.

At Summit Roofing & Restoration, Inc., you can be confident that your project is in the capable hands of the best roofing contractor in the area. You can reach us by calling (901) 676-7449 or by filling out our convenient online contact form.